What Happens When a Self-driving Car Is at Fault?
In the eyes of insurers, today’s self-driving vehicles are treated no differently than conventional cars when they’re involved in a collision, according to Maureen Brown of Munich Reinsurance America, a firm that insures a number of companies testing autonomous vehicles. And states that allow companies to test self-driving vehicles require them, as with human drivers, to have insurance. Every autonomous Uber vehicle, for example, is covered by commercial auto liability insurance that covers bodily injury (including death) and property damage.
And that coverage is in place regardless of whether the car is in autonomous mode or not.